:root {
  --red: #c0392b;
  --red-hover: #a93226;
  --red-glow: rgba(192,57,43,0.15);
  --bg: #faf9f7;
  --surface: #ffffff;
  --surface-2: #f5f4f1;
  --border: #e8e5e0;
  --text: #1a1714;
  --muted: #6b6860;
  --faint: #b0aea9;
  --font-display: 'Clash Display', Georgia, serif;
  --font-body: 'Satoshi', 'Helvetica Neue', sans-serif;
  --radius: 0.75rem;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:80px;-webkit-font-smoothing:antialiased}
body{font-family:var(--font-body);font-size:1rem;color:var(--text);background:var(--bg);line-height:1.6}
a{color:inherit;text-decoration:none}
button{cursor:pointer;font:inherit;color:inherit;background:none;border:none}
input,select,textarea{font:inherit;color:inherit}
img,svg{display:block}

/* Container */
.container{width:100%;max-width:1160px;margin-inline:auto;padding-inline:clamp(20px,5vw,64px)}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 24px;border-radius:100px;font-weight:600;font-size:0.875rem;transition:all 180ms ease;white-space:nowrap;cursor:pointer}
.btn-primary{background:var(--red);color:#fff;box-shadow:0 2px 12px var(--red-glow)}
.btn-primary:hover{background:var(--red-hover);transform:translateY(-1px)}
.btn-nav{background:var(--red);color:#fff;padding:8px 20px;font-size:0.8rem}
.btn-large{padding:16px 40px;font-size:1rem}
.btn-full{width:100%;justify-content:center}
.btn-outline{background:transparent;border:1.5px solid var(--border);color:var(--text)}
.btn-outline:hover{border-color:var(--red);color:var(--red)}

/* Header */
.header{position:sticky;top:0;z-index:100;background:rgba(250,249,247,0.92);backdrop-filter:blur(16px);border-bottom:1px solid var(--border)}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding-block:16px}
.logo{display:flex;align-items:center;gap:10px}
.logo-text{font-family:var(--font-display);font-size:1.25rem;font-weight:600;letter-spacing:-0.02em}
nav{display:flex;align-items:center;gap:32px}
nav a:not(.btn){font-size:0.875rem;font-weight:500;color:var(--muted);transition:color 180ms}
nav a:not(.btn):hover{color:var(--text)}

/* Hero */
.hero{padding-block:clamp(64px,10vw,96px)}
.hero-badge{display:inline-block;padding:4px 16px;background:var(--red-glow);border:1px solid rgba(192,57,43,0.3);border-radius:100px;font-size:0.75rem;font-weight:700;color:var(--red);letter-spacing:0.06em;text-transform:uppercase;margin-bottom:24px}
.hero-headline{font-family:var(--font-display);font-size:clamp(2.5rem,6vw,5rem);font-weight:700;letter-spacing:-0.03em;line-height:1.05;margin-bottom:24px;max-width:820px}
.red{color:var(--red)}
.hero-sub{font-size:clamp(1rem,2vw,1.25rem);color:var(--muted);max-width:580px;margin-bottom:40px;line-height:1.6}
.hero-cta{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin-bottom:48px}
.hero-note{font-size:0.75rem;color:var(--faint);max-width:220px;line-height:1.5}
.hero-stats{display:flex;align-items:center;gap:32px}
.stat{text-align:left}
.stat-n{font-family:var(--font-display);font-size:clamp(1.75rem,3vw,2.5rem);font-weight:700;display:block;line-height:1}
.stat-n small{font-size:0.55em;font-weight:500;color:var(--muted)}
.stat-l{font-size:0.75rem;color:var(--faint);margin-top:4px;display:block}
.stat-div{width:1px;height:40px;background:var(--border)}

/* Sections */
section{padding-block:clamp(64px,8vw,96px)}
.section-alt{background:var(--surface-2)}
.section-label{font-size:0.75rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--red);margin-bottom:16px}
.section-title{font-family:var(--font-display);font-size:clamp(1.75rem,3.5vw,3rem);font-weight:700;letter-spacing:-0.025em;margin-bottom:48px;line-height:1.1}

/* Cards */
.grid-4{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:24px}
.grid-3{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:24px;align-items:start}
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:32px;transition:box-shadow 180ms,transform 180ms}
.card:hover{box-shadow:0 4px 16px rgba(0,0,0,0.08);transform:translateY(-2px)}
.card-featured{border-color:var(--red);box-shadow:0 0 0 1px var(--red),0 4px 16px rgba(0,0,0,0.08)}
.card-icon{font-size:2rem;margin-bottom:16px}
.card-tag{font-size:0.75rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--red);margin-bottom:12px}
.card h3{font-family:var(--font-display);font-size:1.125rem;font-weight:600;margin-bottom:12px}
.card p{font-size:0.875rem;color:var(--muted);line-height:1.6;margin-bottom:16px}
.card ul{list-style:none;display:flex;flex-direction:column;gap:8px}
.card ul li{font-size:0.875rem;color:var(--muted);padding-left:20px;position:relative}
.card ul li::before{content:'→';position:absolute;left:0;color:var(--red);font-weight:700}

/* Steps */
.steps{display:flex;flex-direction:column;gap:0;max-width:720px}
.step{display:grid;grid-template-columns:72px 1fr;gap:32px;align-items:start;padding-bottom:40px}
.step-num{font-family:var(--font-display);font-size:2rem;font-weight:700;color:var(--red);opacity:0.4;padding-top:4px}
.step-body h3{font-family:var(--font-display);font-size:1.25rem;font-weight:600;margin-bottom:12px}
.step-body p{color:var(--muted);line-height:1.7}

/* Privacy */
.privacy-inner{display:grid;grid-template-columns:1fr auto;gap:64px;align-items:start}
.privacy-steps{display:flex;flex-direction:column;gap:32px}
.privacy-step{display:flex;gap:20px;align-items:flex-start}
.privacy-step>span{font-size:1.5rem;flex-shrink:0;margin-top:2px}
.privacy-step strong{display:block;font-weight:600;margin-bottom:4px}
.privacy-step p{font-size:0.875rem;color:var(--muted);line-height:1.6}
.privacy-badges{display:flex;flex-direction:column;gap:16px}
.privacy-badge{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:24px;text-align:center;width:180px}
.badge-title{font-weight:700;font-size:0.875rem;margin-top:12px;margin-bottom:6px}
.badge-sub{font-size:0.75rem;color:var(--muted);line-height:1.5}

/* Form */
.form-layout{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}
.triage-form{display:flex;flex-direction:column;gap:32px}
.form-step.hidden{display:none}
.form-group{display:flex;flex-direction:column;gap:8px}
.form-group label:first-child{font-weight:600;font-size:0.875rem}
.req{color:var(--red)}
.opt{font-weight:400;color:var(--faint);font-size:0.75rem}
.hint{font-size:0.75rem;color:var(--muted);line-height:1.6}
.form-group input[type="text"],.form-group input[type="email"]{padding:14px 18px;background:var(--surface);border:1.5px solid var(--border);border-radius:0.5rem;font-size:1rem;transition:border-color 180ms,box-shadow 180ms}
.form-group input:focus{outline:none;border-color:var(--red);box-shadow:0 0 0 3px var(--red-glow)}
.file-drop{border:2px dashed var(--border);border-radius:var(--radius);padding:32px 24px;background:var(--surface);display:flex;flex-direction:column;align-items:center;gap:10px;text-align:center;cursor:pointer;transition:border-color 180ms,background 180ms}
.file-drop:hover,.file-drop.over{border-color:var(--red);background:var(--red-glow)}
.file-drop svg{color:var(--faint)}
.file-drop span{font-size:0.875rem;color:var(--muted)}
.file-link{color:var(--red);font-weight:600;cursor:pointer;text-decoration:underline}
.formats{font-size:0.75rem;color:var(--faint);letter-spacing:0.05em}
.file-name{font-size:0.75rem;color:#2e7d32;font-weight:600}
.checkbox-label{display:flex;gap:12px;align-items:flex-start;font-size:0.875rem;color:var(--muted);cursor:pointer;line-height:1.6}
.checkbox-label input{margin-top:3px;flex-shrink:0;accent-color:var(--red);width:16px;height:16px}
.checkbox-label a{color:var(--red);text-decoration:underline}
.disclaimer{font-size:0.75rem;color:var(--faint);line-height:1.6;padding:16px;background:var(--surface);border-radius:0.5rem;border:1px solid var(--border)}
.payment-box,.success-box{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:40px;text-align:center}
.payment-box h3,.success-box h3{font-family:var(--font-display);font-size:1.5rem;margin-bottom:16px}
.payment-box p,.success-box p{color:var(--muted);margin-bottom:24px}
.pay-status{margin-top:16px;font-size:0.875rem;color:var(--muted)}
.sidebar-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:24px;margin-bottom:16px}
.sidebar-card h4{font-weight:700;font-size:0.875rem;margin-bottom:12px}
.sidebar-card p{font-size:0.8rem;color:var(--muted);line-height:1.6;margin-bottom:8px}
.sidebar-card ul{list-style:none;display:flex;flex-direction:column;gap:8px}
.sidebar-card ul li{font-size:0.8rem;color:var(--muted)}
.sidebar-card ul.small li{font-size:0.75rem}

/* Footer */
.footer{background:var(--text);padding-block:48px}
.footer-inner{display:grid;grid-template-columns:1fr auto;gap:32px 64px;align-items:start}
.footer-links a{font-size:0.875rem;color:rgba(255,255,255,0.5);transition:color 180ms}
.footer-links a:hover{color:rgba(255,255,255,0.85)}
.footer-legal{grid-column:1/-1;font-size:0.75rem;color:rgba(255,255,255,0.25);line-height:1.6;max-width:640px;padding-top:24px;border-top:1px solid rgba(255,255,255,0.08)}

/* Chat */
.chat-bubble{position:fixed;bottom:32px;right:32px;width:52px;height:52px;background:var(--red);border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;cursor:pointer;box-shadow:0 4px 20px var(--red-glow);z-index:200;transition:transform 180ms}
.chat-bubble:hover{transform:scale(1.08)}
.chat-window{position:fixed;bottom:calc(32px + 60px);right:32px;width:340px;max-height:460px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:0 12px 40px rgba(0,0,0,0.12);display:flex;flex-direction:column;z-index:200;overflow:hidden;transition:opacity 200ms,transform 200ms}
.chat-window.hidden{opacity:0;pointer-events:none;transform:translateY(12px) scale(0.97)}
.chat-header{display:flex;justify-content:space-between;align-items:center;padding:16px;background:var(--red);color:#fff;font-weight:600;font-size:0.875rem}
.chat-header button{color:#fff;opacity:0.8;font-size:1rem}
.chat-messages{flex:1;overflow-y:auto;padding:16px;display:flex;flex-direction:column;gap:12px}
.chat-msg{max-width:85%;padding:10px 14px;border-radius:0.5rem;font-size:0.875rem;line-height:1.5}
.chat-msg.agent{background:var(--surface-2);border:1px solid var(--border);align-self:flex-start}
.chat-msg.user{background:var(--red);color:#fff;align-self:flex-end}
.chat-input-wrap{display:flex;border-top:1px solid var(--border)}
.chat-input-wrap input{flex:1;padding:14px;border:none;background:var(--surface);font-size:0.875rem}
.chat-input-wrap input:focus{outline:none}
.chat-input-wrap button{padding:14px;color:var(--red);font-weight:700;background:var(--surface);border-left:1px solid var(--border)}

/* Responsive */
@media(max-width:900px){
  nav a:not(.btn){display:none}
  .grid-3{grid-template-columns:1fr}
  .privacy-inner{grid-template-columns:1fr}
  .privacy-badges{flex-direction:row}
  .form-layout{grid-template-columns:1fr}
  .form-sidebar{display:none}
  .footer-inner{grid-template-columns:1fr}
}
@media(max-width:600px){
  .hero-stats{flex-wrap:wrap;gap:16px}
  .stat-div{display:none}
  .step{grid-template-columns:48px 1fr}
  .chat-window{width:calc(100vw - 48px);right:16px}
}

/* Form checkboxes */
.form-checkboxes{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:12px}
.form-check{display:flex;align-items:center;gap:8px;padding:10px 12px;background:var(--surface-2);border:1px solid var(--border);border-radius:8px;font-size:14px;cursor:pointer;transition:border-color 150ms}
.form-check:hover{border-color:var(--red)}
.form-check input[type=checkbox]{accent-color:var(--red);width:16px;height:16px;cursor:pointer}
.form-check.locked{opacity:0.7;cursor:default}
.badge-always{font-size:10px;background:var(--red);color:#fff;padding:2px 6px;border-radius:4px;margin-left:4px;font-weight:600;letter-spacing:0.5px}

/* Signature pad */
.sig-container{border:2px dashed var(--border);border-radius:10px;background:#fafafa;padding:4px;position:relative}
.sig-container canvas{display:block;border-radius:8px;cursor:crosshair;width:100%;height:130px}
.sig-actions{display:flex;gap:8px;padding:8px 4px 4px}
.btn-sig-clear,.btn-sig-type{font-size:12px;padding:5px 12px;border:1px solid var(--border);border-radius:6px;background:var(--surface);cursor:pointer;color:var(--text-muted);transition:all 150ms}
.btn-sig-clear:hover{border-color:#e74c3c;color:#e74c3c}
.btn-sig-type:hover{border-color:var(--red);color:var(--red)}
.sig-type-area{margin-top:4px}
.sig-type-input{width:100%;padding:14px;border:2px solid var(--border);border-radius:8px;font-size:18px;font-style:italic;font-family:Georgia,serif;background:#fafafa}
.sig-type-input:focus{outline:none;border-color:var(--red)}
@media(max-width:600px){.form-checkboxes{grid-template-columns:1fr}}

/* File clear button */
.file-clear-btn{background:none;border:none;color:#e74c3c;font-size:18px;font-weight:700;cursor:pointer;padding:0 4px;line-height:1;vertical-align:middle;margin-left:6px}
.file-clear-btn:hover{color:#c0392b}
.drop-zone.has-file{border-color:#27ae60;background:rgba(39,174,96,0.04)}